Terms and Conditions
These Terms and Conditions ("Terms") govern your use of the text messaging service provided by MLR Insurance Group ("we," "us," or "our"). By using our text messaging service, you agree to comply with and be bound by these Terms. If you do not agree to these Terms, please do not use our service.
1. Text Messaging Service
1.1 Service Description: Our text messaging service allows users to send and receive text messages using their provided phone numbers.
1.2 Consent to Receive Messages: By providing your phone number and using our service, you consent to receive text messages from us related to our services. Standard message and data rates may apply.
2. User Responsibilities
2.1 Accurate Information: You agree to provide accurate and up-to-date information, including your phone number, for the purpose of using our text messaging service.
2.2 Unauthorized Use: You agree not to use our service for any unlawful or unauthorized purpose. You are solely responsible for any messages sent using your phone number.
3. Data Privacy
3.1 Collection of Information: We collect and use your phone number solely for the purpose of sending and receiving text messages as part of our service.
3.2 Security: We take reasonable measures to protect your information, but we cannot guarantee the absolute security of your data. Please review our Privacy Policy for more details.
4. Insurance:
4.1 Most insurance companies use information from you and other sources, such as your driving, claims and credit histories, to calculate an accurate price for your insurance. New or updated information may be used to calculate your renewal premium. The Department of Financial Services offers free financial literacy programs to assist you with insurance-related questions, including how credit works and how credit scores are calculated.
5. Opting Out
5.1 Opt-Out Instructions: If you no longer wish to receive text messages from us, you can opt out by replying 'STOP' to the received message or emailing us at info@mlrinsurancegroup.com.
5.2 Consequences of Opting Out: Opting out may limit your access to certain features of our service, and you acknowledge that we are not responsible for any limitations or consequences resulting from your decision to opt out.
6. Changes to Terms
6.1 Updates: We reserve the right to update these Terms at any time. Changes will be effective upon posting the updated Terms on our website.
7. Contact Information
7.1 Questions or Concerns: If you have any questions or concerns about these Terms, please contact us at info@mlrinsurancegroup.com.